Free Tool · Updated for 2026/27 Tax Year

What's your actual take-home pay?

Enter your gross salary and see exactly what lands in your bank account — after PAYE, UIF, medical aid, and retirement contributions. Takes 30 seconds.

✓ 2026/27 SARS tax tables ✓ Current UIF rates ✓ Downloadable PDF ✓ Shareable result

PAYE & Take-Home Pay Calculator

2026/27 Tax Year
Your Income
R
Your Age (affects tax rebate)
Monthly Deductions (optional)
Max deduction: 27.5% of income
R
Generates a monthly tax credit
R
Number of dependants on your plan
people
Union fees, garnishee orders, etc.
R

Your Monthly Take-Home Pay
R0
After PAYE, UIF, and all deductions
Annual: R0 / year
How your salary breaks down
Take-home
Income tax
UIF
Other deductions
0%
Effective tax rate
0%
Marginal rate
(next rand earned)
0
Months you work before paying tax
Gross salary
R0
RA / pension contribution
−R0
Taxable income
R0
PAYE income tax
−R0
Medical aid tax credit
+R0
UIF contribution (1%)
−R0
Medical aid premium
−R0
Other deductions
−R0
Monthly take-home pay
R0
⚠️ For guidance only. This calculator uses the 2026/27 SARS tax tables and standard deductions. It does not account for all possible tax scenarios including commission income, multiple employers, or complex deductions. For a definitive tax calculation, use SARS eFiling or consult a registered tax practitioner.
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