International Money Transfer Cost Comparison
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Editable assumptions. The defaults are typical ranges, not quotes. Change them to match what you are actually offered.
Traditional bank
Wire with a markup built into the rate
Typical transfer app
Lower fee, some markup on the rate
Low-cost, real-rate provider
Mid-market rate plus a visible fee (e.g. Wise)
Potential saving per year vs the bank
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See your exact cost before you send. Wise shows the real exchange rate and the fee up front, with no hidden markup.
Get Your Exact Wise Quote →RandWise earns a commission at no cost to youIllustrative estimate only. Real fees and exchange rate markups vary by provider, currency pair, amount, payment method and date. Wise’s fee depends on the route and is shown in its own calculator. Use the editable fields above with your actual quotes, and always compare the final amount received. Currency conversions use approximate rates.